Ethereum mainnetTransactions use real assets. Access is KYC-gated; review the legal and risk disclosures before transacting.

Capital that stands first in line

Curators commit capital that absorbs losses on the credit book before anyone else. Forest Road runs the programme under bilateral agreements with approved curators. This page describes it and takes registrations of interest; it is not an offer.

A curator is a first-loss investor.

The three-layer loss cascade is the protocol's safety spec: curator first-loss, then the sGROVE backstop, then sUSDfr principal, in that order and never inverted. Curator capital is the first layer.

Capital that absorbs the first dollar of loss

Curator capital is posted per collateral class into the CuratorModule on the Ethereum instance. When a facility in that class realises a loss, curator capital absorbs it before the sGROVE backstop and before any sUSDfr holder is impaired. Senior capital is never subordinated to it.

It cannot leave from under a live book

Withdrawals are capped at the headroom above live exposure and freeze while any default in the class is unresolved or any custody incident is open. The rules are on chain and the same for every curator, including Forest Road.

Forest Road is the anchor curator

Forest Road originates, underwrites and services every facility in house and posts first-loss capital itself. Capital committed under this programme funds that position; Forest Road remains the party that posts, holds and withdraws it on chain.

The mechanics are documented in full on How it works and in the protocol docs; the live curator position per class is on Transparency.

Deeper risk earns the highest multiple.

Points track sustained participation. sUSDfr stakers already receive the protocol's variable yield, so their points start at the 1× base and mature to 2×. USDfr holders forgo that yield and earn 3× to 6× in lieu of it. Curator first-loss capital, which absorbs the very first dollar of any loss, earns the most: 5× today, maturing to 10× over 365 days. All three multiples are bounded and governance-tunable; changes apply going forward, never retroactively.

Points represent live first-loss capital, not the amount originally posted: when a class absorbs a loss, the affected positions freeze at the loss and resume on what remains. Points are not a token, not a promise of one, and not an implied return; any future utility is discretionary and subject to counsel review.

Where the numbers come from

The multiples and the maturity ramp are parameters of the on-chain PointsModule, described on the Points page. Positions subscribed through the Solana vault will be scored by the same formula from the vault's own event log and shown separately until the two ledgers are reconciled in one index.

How the programme works.

Four steps, none of which happens on this page except the first.
01Register interestThe form below. It records a contact and a preference and commits nothing.
02Eligibility and identity checksForest Road confirms eligibility for your jurisdiction and completes know-your-customer checks through its provider. No wallet is approved before this is done.
03The agreementA bilateral agreement between you and Forest Road sets the commercial terms, the minimum commitment period, the notice period and what happens on a loss. It is the governing document; nothing on this page is.
04SubscriptionEthereum-native curators post USDfr into the CuratorModule, which is live, from this page once governance has approved their wallet for a class. Solana-native curators subscribe on this page through a dedicated vault program that records principal, commitment and notice on chain and pays under the agreement; it is audited before it takes a mainnet deposit.

Your position.

Approved curators act here. Forest Road's Ethereum position is held by its AnchorCurator Safe; separately approved partners use their own approved wallet. On Solana, subscribe to the vault: deposit, give notice, withdraw when eligible, and claim coupons as they fall due.

Ethereum

Looking for wallets…

Solana

Devnet rehearsal. This surface is wired to the Solana devnet program and a test mint. Nothing here has value. The mainnet program is wired only after the audit and the deployment ceremony.

Connect a Solana wallet to see whether it is approved and, if it is, your position.

Looking for wallets…

Register interest.

Tell us where your capital sits and roughly how much. Forest Road follows up on eligibility; terms are settled directly and in writing.

What this is not

Not an offer, not a solicitation, and not a place to deposit. Whether any instrument in this programme is a security is a matter for counsel; nothing here is legal, tax or investment advice.

Registering commits nothing. Eligibility, terms and any agreement are settled with Forest Road directly.