Participation, measured over time
Points track sustained participation: USDfr held, sUSDfr staked, and curator first-loss capital, each accruing per unit over time at its own multiple. They are not a token, not a promise of one, and not an implied return: any future utility is discretionary and subject to counsel review.
Connect a wallet
Connect the wallet whose participation you want to inspect. The dashboard reads its existing on-chain history; connecting does not start, reset, or checkpoint accrual.
Every position ramps up over a year.
sUSDfr climbs from 1× to 2×, USDfr from 3× to 6×, and curator first-loss from 5× to 10×, each over 365 days. Adding new capital partially restarts the clock, in proportion to the amount added. Withdrawing never resets what remains; capital moved to a new wallet starts fresh.
What doesn't earn points.
The accrual rules are chosen so that churn, wallet-splitting and transaction volume cannot manufacture points.
Time-weighted, not volume-based
Points accrue as balance × time.
Per wallet, linear by design
Accrual is per wallet. Minting requires KYC, but any wallet holding the tokens earns points. No separate registration, no identity binding. Splitting a balance across addresses earns exactly the same points. Moving an existing balance to a fresh wallet restarts its ramp at 1×, so churn can only reduce forward accrual.
Flat rate, no size penalty
Every unit earns the same per-unit rate. A large holder is never penalized for size. What sets your rate is the position type and how long it has been held, not the amount.
Why USDfr earns more than sUSDfr.
sUSDfr stakers already receive the protocol's variable yield, so their points start at the 1× base and mature to 2×. USDfr holders forgo that yield. They hold a plain, transferable dollar, so points compensate at a governance-set source multiple (3× → 6× today) in lieu of yield. Curator first-loss capital, which absorbs the very first dollar of any loss, earns the most (5× → 10× today).
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